Merchants

Merchant programme

Offer EMI checkout with FINEXA

Your customers buy now and pay in monthly instalments. You get paid upfront, daily, with no credit risk.

Become a partnerIntegration docs

What you get

🛒

WooCommerce plugin

Install, paste your API key, done. Capture on shipment, release on cancel and refunds are all automatic.

⚡

REST API & JS

Authorise, capture, cancel and refund on any platform. Signed webhooks and idempotent requests.

🔗

Payment links

No website integration? Create a FINEXA payment link in your dashboard and send it to your customer by email or WhatsApp.

🏷

EMI badges

Show “or ₹X/month with FINEXA” on product pages to lift conversions.

💰

Daily settlements

Captured sales minus refunds and MDR, paid to your bank account every day.

📊

Dashboard

Transactions, reconciliation CSVs, API keys, webhooks, payouts and an activity log.

🛡

No credit risk

FINEXA’s lender carries the credit. You’re paid for every captured order.

Getting started

1. Register online→2. Business verification (GSTIN, KYB)→3. Merchant agreement→4. Sandbox keys→5. Integration certified→6. Go live

Pricing: a merchant discount rate (MDR) on each captured sale, plus GST. Your rate is confirmed in your merchant agreement.

Who can apply

  • Registered Indian businesses with a valid GSTIN and a current account
  • Online stores selling lawful goods and services in our permitted categories
  • Able to meet our security, data-protection and customer-service standards

Register your business Merchant sign in